Ayushman Card documents & eligibility criteria, application process. Discover how to apply for the Ayushman Bharat PM-JAY card and get up to ₹5 lakh cashless hospital treatment.
Ayushman Card Documents & Eligibility Criteria, Application
The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the largest government healthcare schemes in India.
Under this scheme, eligible families receive cashless hospital treatment up to ₹5 lakh per year at empanelled public and private hospitals.
Many people today are searching online for:
- Ayushman Card documents & eligibility criteria
- Ayushman Card eligibility
- Ayushman Card online apply
- Ayushman Bharat card download
As per the latest government update, over 37.2 crore Ayushman Cards have been issued as of March 2026.
The scheme has also expanded coverage to include:
- Senior citizens aged 70+
- ASHA workers and Anganwadi workers
- Their families across India
This guide explains Ayushman Card required documents, eligibility rules, and how to apply online or offline.
What is Ayushman Bharat Card?
The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana provides healthcare coverage through the Ayushman Bharat Card.
This card allows beneficiaries to receive cashless and paperless treatment at registered hospitals.
Key Benefits
- ₹5 lakh health coverage per family per year
- Cashless hospitalisation
- Coverage for pre-existing diseases
- No age limit
- No limit on family size
Beneficiaries can use the card in empanelled government and private hospitals across India.
Ayushman Card Documents & Eligibility Criteria
Before applying for the card, you must check whether your family is eligible.
Rural Eligibility
The following rural households are eligible:
- Landless families dependent on manual labour
- Female-headed households without adult male members (16-59 years)
- Destitute individuals living on alms
- Families without shelter
- Primitive tribal groups
- Bonded labourers who are legally released
- Households with only one room and kutcha walls
Urban Eligibility
The following urban workers can qualify:
- Ragpickers
- Domestic workers
- Construction workers
- Security guards
- Street vendors
- Cobblers and tailors
- Sanitation workers
- Transport workers like drivers and rickshaw pullers
Exclusions (Who Is Not Eligible)
Some families cannot apply for the Ayushman Card.
These include:
- Government employees
- Income tax payers
- Families owning large agricultural land
- Households with motor vehicles or agricultural machinery
- Families living in large pucca houses
How to Check Ayushman Card Eligibility
Follow these steps to check eligibility:
- Visit the official PM-JAY website.
- Click “Am I Eligible”.
- Enter your mobile number and verify with OTP.
- Search using Aadhaar number, ration card, or SECC data.
- Check if your family appears in the beneficiary list.
Ayushman Card Documents Required
To apply for the Ayushman Bharat Card, keep the following documents ready:
- Aadhaar card
- Proof of residence (Voter ID, Driving Licence, or utility bill)
- Ration card or family ID
- Income certificate
- Caste certificate (if applicable)
- Proof of eligibility under government welfare schemes
Having these documents ready makes the application process faster.
How to Apply for Ayushman Card
You can apply online or offline depending on your convenience.
Apply for Ayushman Card Online
Follow these steps:
- Visit the PM-JAY official portal.
- Click Beneficiary Login.
- Enter your mobile number and verify using OTP.
- Fill in personal details like name, address, and date of birth.
- Upload required documents.
- Submit the application form.
Apply for Ayushman Card Offline
If you prefer offline registration:
- Visit the nearest Common Service Centre (CSC) or empanelled hospital.
- Submit your Aadhaar card and ration card.
- Provide your mobile number.
- The operator verifies eligibility in the PM-JAY database.
- Biometric verification (fingerprint or iris scan) is completed.
Once verified, the application is submitted.
How to Download Ayushman Card
After approval, you can download your e-card.
Steps:
- Visit the PM-JAY website.
- Log in with your mobile number.
- Enter the OTP received.
- Download the Ayushman Bharat e-card in PDF format.
- Print the card for hospital use.
The card becomes active automatically after approval.
Common Problems While Applying
Some applicants face common issues such as:
- Aadhaar name mismatch
- Mobile number not linked with Aadhaar
- Biometric verification failure
- Incorrect family details in SECC database
- Confusion between ABHA ID and PM-JAY card
Keeping documents updated can prevent most of these problems.
Ayushman Card FAQ
1. Who is eligible for the Ayushman Card?
Eligibility for the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana is based on the Socio-Economic Caste Census (SECC) 2011 data for both rural and urban households. Generally, families with an annual income of ₹2.5 lakh or below may qualify. Eligibility also depends on deprivation indicators such as landless labourers, female-headed households, manual workers, and other economically vulnerable groups.
2. What is the limit of the Ayushman Card?
Under Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana, eligible families receive health coverage up to ₹5 lakh per year per family. The scheme provides cashless treatment at empanelled government and private hospitals across India.
3. What documents are required to get an Ayushman Card?
To apply for the Ayushman Bharat card, you generally need the following documents:
- Aadhaar card
- Ration card or family ID
- Proof of residence (Voter ID, driving licence, or utility bill)
- Income certificate
- Mobile number linked with Aadhaar
These documents help verify identity and eligibility under the scheme.
4. How to apply for a ₹5 lakh Ayushman Card online?
You can apply online for the Ayushman card by following these steps:
- Visit the official PM-JAY website.
- Click on Beneficiary Login.
- Enter your mobile number and verify it with OTP.
- Search your eligibility using Aadhaar number, ration card, or mobile number.
- Fill in personal details and upload the required documents.
- Submit the application and wait for verification.
Once approved, you can download the Ayushman Bharat e-card and use it at registered hospitals.
Conclusion
The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana has become one of India’s most important healthcare schemes.
With ₹5 lakh annual hospital coverage, it helps millions of families access quality healthcare without financial stress.
By checking eligibility, preparing the required documents, and applying through the official portal or CSC centres, eligible families can easily obtain their Ayushman Bharat Card.
If you are not eligible for PM-JAY, consider purchasing private health insurance to ensure financial protection during medical emergencies.
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